Cover your mobile, tablet and other gadgets with ProtectYour.Tech

Love It . Cover It . Repair It

  • Protect your gadget from as little as £4.49
  • We Cover any Gadget
  • Unlimited Claims
  • Dedicated Claims and Maintenance Advisors
  • 24 Hour Claims Line
For when the unexpected happens. We’re committed to making insurance and repairs simple so it’s easy to protect all your gadgets and appliances.

Gadget Insurance

If it’s worth protecting… ProtectYour.Tech

It pays to protect the items you love – like your mobile or laptop. Don’t get caught without cover when the unexpected happens. We’re committed to making insurance simple to understand – and to buy – so it’s easy to ProtectYour.Tech

Choosing the right policy

What does our phone insurance cover?

With ProtectYour.Tech, you won’t have to worry about life without your phone. If your handset gets lost, damaged or stolen, we’ll help get things back to normal as soon as we can. We have two policies which cover you for different eventualities, so choose the one which best suits your needs.





Policy Features

from£4.49/MONTH from£4.99/MONTH
Accidental damage
If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.
Mechanical breakdown
If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we’ll repair it - if it’s not repairable, we’ll replace it.
Malicious damage
If someone outside your immediate family damages your phone, we’ve got you covered. We’ll either repair your phone, or, if that’s not possible, replace it.
Liquid damage
Your phone is covered if it gets damaged by liquids - that’s a solid promise.
Worldwide cover
It doesn’t matter where you are when you need us. Wherever you go in the world, our unlimited worldwide cover goes with you.
If you accidentally lose your phone while you’re covered with us, we’ll replace it for you.
We’ll replace your phone if it’s stolen.
eWallet payments
You’re covered for up to £100 if your eWallet is used to make unauthorised contactless payments.
Unauthorised usage
You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.
Get a Quote Get a Quote

We insure the following gadgets

Cracked Phone Screen

Accidental Damage

Coverage for cracked screens and other accidental damage.
Phone or Gadget Theft Insurance

Loss and Theft Protection

Loss and theft coverage, which is not typically covered with other warranty plans.

Mechanical Failures

Coverage from defects after the manufacturer’s warranty ends.

Water Damage

From spills to full submersion, all liquid damage is covered.

Malicious Damage

We will repair or replace your phone if it is damaged as a result of malicious damage.

Business Insurance

Protect your business phones, tablets, laptops and gadgets.

We cover phones purchased new, second hand or bought outside the UK, where the device is less than three months old. You must be 18 years or over to purchase the policy. This policy gives you immediate cover. Proof of usage (evidence from your network showing your phone has been in use since the policy was purchased and up to the event giving rise to the claim) and proof of purchase will be requested if you make a claim. An Excess charge will apply.

How can I get cheaper phone insurance?

Compare mobile phone insurance prices

An easy way of finding cheap mobile phone insurance is to compare quotes. The table below shows the deals available from a variety of the UK’s insurance providers based on an iPhone XR device. You can compare policies based on price and cover level on their respective websites. It’s important when comparing insurance quotes to consider excess fees, and whether or not accidental damage, theft, loss and instant cover are included.


Monthly premium

Annual premium

Insurance2go £7.99 £89.99
Protect your Bubble £10.49 Not Available
SwitchedOn £9.75 £102.00
Gadget Cover £8.99 £98.89
Loveit Coverit £8.79 £96.99
Debenhams £10.75 £112.50
Row £10.99 £125.29
Swipe Insurance £8.75 £105.00
Prices are correct at the time of publishing - 03/04/2020. Comparison based on iPhone XR (128GB) and a full insurance policy.

How to claim in just 5 steps

There’s no limit to how many times you can claim for damage, but you are limited to two (2) theft/loss claims per year, per gadget.

We expect you to take reasonable precautions to keep your gadget safe from theft or damage. If you fail to do so, your claim may not be paid.

1 Tell us about any claim as soon as possible from discovering the loss, theft, breakdown or damage.

2 If you need to claim for the loss or theft of your gadget, there are additional steps you will need to take.

3 You can make your claim by:
Calling us on 0161 88 33 183 (lines open Monday – Friday, 9am – 5pm)
Writing to us at ProtectYour.Tech, 13th Floor, City Tower, Piccadilly Plaza, Manchester, M1 4BT.

4 A claims representative will walk you through the simple claims process and tell you what information and documents you will need to provide for us to assess your claim, like your proof of ownership or police reference number.

5 Pay your excess and sit tight while we either repair your gadget or send you a replacement. Your excess will need to be paid before we can settle your claim.

Repair and Insure your Phone, Tablets, iPads, Laptops, Accessories and More

Simply call one of our dedicated team members on the number below or get a quote online 0161 8833 183 Get a Quote